Water Damage Insurance Coverage

Water damage from burst pipes, appliance leaks, or sudden plumbing failures that cause property damage. Compare how different insurance companies handle water damage claims.

Typical Coverage Status

Usually covered under homeowners policies when sudden and accidental

Common Exclusions

  • Gradual leaks
  • Flood water from outside
  • Neglected maintenance
  • Sewer backups (without endorsement)

Prevention Tips

  • Inspect pipes regularly
  • Know your water shut-off location
  • Install water leak detectors
  • Maintain appliances properly

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