Terms of Service

Effective Date: January 1, 2024

Agreement to Terms

By accessing or using CoverCheck ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

1. Service Description

CoverCheck provides AI-powered insurance policy analysis and claim guidance. Our Service analyzes uploaded insurance documents to provide insights about coverage, exclusions, and claim procedures. This Service is for informational purposes only and does not constitute legal or professional insurance advice.

2. User Responsibilities

You agree to:

  • Provide accurate and complete information
  • Only upload documents you have the right to share
  • Use the Service for lawful purposes only
  • Not attempt to reverse engineer or hack the Service
  • Maintain the confidentiality of your account credentials

3. Disclaimers

Important Notice:

  • CoverCheck is NOT a law firm or insurance company
  • Our analysis does NOT constitute legal or professional advice
  • Always verify coverage details with your insurance provider
  • Final coverage determinations are made by your insurer

4. Accuracy of Information

While we strive for accuracy, CoverCheck's AI analysis may contain errors or omissions. We do not guarantee that our analysis is complete, accurate, or current. Users should independently verify all information with their insurance providers.

5. Intellectual Property

The Service and its original content, features, and functionality are owned by CoverCheck, Inc. and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

6. User Content

By uploading documents to CoverCheck, you grant us a limited, non-exclusive license to process and analyze your content solely for the purpose of providing the Service. You retain all rights to your uploaded documents.

7. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COVERCHECK SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

9. Indemnification

You agree to defend, indemnify, and hold harmless CoverCheck and its affiliates from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service or violation of these Terms.

10. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including breach of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of California, United States, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

13. Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

14. Contact Information

For questions about these Terms, please contact us at:

Email: legal@covercheck.me

Address: CoverCheck, Inc.
San Francisco, CA 94102

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.