Earthquake Damage Insurance Coverage

Property damage from earthquakes, including structural damage and broken items. Compare how different insurance companies handle earthquake damage claims.

Typical Coverage Status

NOT covered by standard policies - requires earthquake endorsement

Common Exclusions

  • All earthquake damage without endorsement
  • Land damage
  • Pre-existing cracks

Prevention Tips

  • Purchase earthquake coverage
  • Secure heavy furniture
  • Know how to shut off utilities
  • Create emergency kit

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