Roof Leak Insurance Coverage

Water intrusion through damaged or aging roof materials. Compare how different insurance companies handle roof leak claims.

Typical Coverage Status

Covered if sudden (storm damage), not if gradual wear

Common Exclusions

  • Normal wear and tear
  • Neglected maintenance
  • Roofs over 20 years old

Prevention Tips

  • Annual roof inspections
  • Clear gutters regularly
  • Trim overhanging branches
  • Address repairs promptly

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